First-time home buyers just hit their lowest level in 45 years — but Rhode Island’s housing market still isn’t crashing. 🏡📉 From rising affordability challenges to Boomer-driven inventory, new NAR data is reshaping how buyers and sellers approach the market in 2026. Here’s what the latest trends mean for Rhode Island real estate right now.

Learn practical, proven strategies to save for your first home in Warwick, RI—including tips on budgeting, local programs, and expert guidance from the Slocum Home Team.

Discover the comprehensive guide to first-time home buyer programs in Providence, RI. The Slocum Home Team explains Rhode Island Housing assistance, the Providence HOME Program, down payment help, and federal options available to first-time home buyers in Providence and surrounding communities. Learn how to access up to $20,000 in assistance and navigate the Providence real estate market with expert guidance.

Discover how to buy your first home in Rhode Island with no money down. The Slocum Home Team explains VA loans, USDA loans, down payment assistance programs, and other zero down payment options available to first-time home buyers in Warwick, Providence, and throughout Rhode Island. Learn how to achieve your homeownership dreams without the traditional 20% down payment.

Buying a home is a major milestone, and preparation is key to making the process smooth and successful. This guide covers everything Rhode Island homebuyers need to know—from improving your credit score and securing mortgage pre-approval to budgeting for hidden costs and acting fast in a competitive market.