Curious about how the national housing market trends will impact you if you’re buying or selling in Warwick, East Greenwich, Cranston, or the surrounding Rhode Island communities? Here’s a comprehensive look at what experts are predicting for the rest of 2025—and what it means for your real estate decisions.

National Mortgage Rates Expected to Ease Slightly

Across the U.S., mortgage rates are forecast to settle in the mid-to-low 6% range by the end of 2025. According to the latest national data, the average of top forecasts (including MBA, NAHB, Zillow, Wells Fargo, and Fannie Mae) puts mortgage rates at 6.46% as of May 13, 2025. This slight easing from peak levels could make home financing more affordable for Rhode Island buyers, especially in competitive areas like Warwick and Cranston.

Inventory on the Rise

Nationally, housing inventory is up 30% compared to this time last year—a trend that’s also playing out locally. According to Lance Lambert, Co-founder of ResiClub:

“The fact that inventory is rising year-over-year strongly suggests that national active housing inventory for sale is likely to end the year higher.”

For Rhode Island homeowners considering selling, this means more competition as new listings enter the market in East Greenwich, North Kingstown, and Central Rhode Island. However, with more homes available, buyers will have more choices—helping balance what’s been a seller-driven market for years.

Slowing Home Price Growth

As inventory grows, the pace of home price increases is expected to moderate. The national average forecast for home price appreciation in the second half of 2025 is a 2.3% increase, though this varies by source. For example:

• Fannie Mae: 4.1% projected increase

• CoreLogic: 3.3%

• HPES & Wells Fargo: 3.3% and 3.0%, respectively

• NAR: 3.0%

• MBA: 1.3%

• Zillow: the outlier, predicting a -1.9% drop

For Rhode Island’s housing market, especially in luxury markets like East Greenwich and coastal communities, this suggests that while values will keep rising, the days of rapid double-digit price jumps are behind us—at least for now.

What This Means for Sellers in Warwick, East Greenwich & Beyond

If you’re selling in Warwick or elsewhere in Rhode Island, it’s important to price smartly and prepare to compete. With inventory rising, your home’s presentation and marketing strategy will make all the difference. Partnering with Nick Slocum or one of The Slocum Home Team’s top agents can ensure:

✅ Stunning listing photos and videos that stand out online
✅ Proven pricing strategies that align with national and local trends
✅ Negotiation expertise to maximize your return, even as price growth moderates

What This Means for Rhode Island Buyers

For buyers across Cranston, Coventry, and North Kingstown, this national slowdown in price growth—coupled with improving mortgage rates and increased inventory—offers a more balanced market. Here’s why:

✅ More choices: You’ll see more homes on the market in your preferred neighborhoods
✅ Less urgency: While still competitive, you may face less intense bidding wars
✅ Negotiation leverage: You may have more room to negotiate terms and price, especially in luxury or unique segments

The Local Angle: Slocum Home Team’s Take

At The Slocum Home Team, we’re watching these national trends closely—and weaving them into our local expertise to help you make the best decisions for your situation.

Here in Rhode Island, local data shows inventory is up significantly—mirroring the national 30% boost—while homes continue to sell quickly in desirable areas. This means sellers must be realistic, and buyers must stay focused and ready to act when the right property comes along.

Your Next Move Starts Here

Want to know how these national trends fit with your real estate plans in Rhode Island? The housing market is evolving—but the best way to navigate it is with a trusted local expert by your side.

Contact Nick Slocum or one of The Slocum Home Team’s top agents today. Let’s discuss how these shifts impact your home goals—and craft a winning strategy tailored to you.